Question 1

Does the 97% take-home still hold once Stripe and payment-processing fees are added?

Accepted Answer

No — the 97% figure is the platform fee, not the net deposit. Stripe charges roughly 2.9% + $0.30 per US transaction on top of any platform fee. On a $50 sale, expect roughly $1.46 to Stripe plus the platform fee, so the actual deposit lands at about 92-94% depending on region and currency. We show the platform take-home rate in the comparison because that is the rate that varies between platforms — the processing fee is the same on every platform and is charged by the payment processor, not the platform.

Question 2

I already sell on Gumroad or Etsy — can you migrate my products?

Accepted Answer

Yes. Migration is part of the standard build. We pull your existing product files, customer email list, and prior purchase history where the source platform exposes them, then re-publish on Polsia with a checkout link that preserves your buyer experience. Buyers keep lifetime access to anything they purchased before the migration.

Question 3

What does Polsia actually deliver in a 14-day build?

Accepted Answer

A complete digital product ready to sell: the packaged product files (preset bundle, ebook, template pack, sample pack, course, or whatever fits your expertise), a branded sales page tuned to your audience, a checkout flow on Polsia, and a launch plan covering timing, pricing, and a first-week promo sequence. We do not deliver ad creative, ongoing social content, or email-list growth — those are separate channels.

Question 4

Who owns the finished product — Polsia, or me?

Accepted Answer

You. Everything we build — product files, branding, sales-page copy, brand assets — is assigned to you on delivery. The Polsia platform remains the storefront (you keep selling on your Polsia checkout page), but all creative IP and product IP transfers to you. You can repackage, rebrand, or move the product elsewhere at any time.

Question 5

What happens if a buyer wants a refund?

Accepted Answer

Refund terms are set by you on the product. The default we recommend is a 14-day money-back guarantee, which Polsia supports natively on checkout. Disputes and chargebacks route through Stripe; Polsia passes the platform fee back to you on refunded sales, so you do not lose money on a return. We help you draft the refund policy copy during the build.

Platform	Take-home	On $50	On $50
CreatorVault Drops (Polsia)3% platform fee Most creator-friendly	97%	$48.50	$48.50
Gumroad10% platform fee + processing	91%	$45.50	$45.50
Payhip5% platform fee	95%	$47.50	$47.50
Etsy (~$50 product)~15% combined fees	85%	$42.50	$42.50

You keep 97%. The others keep more of every sale.

Polsia 97% vs Gumroad 91% vs Payhip 95% vs Etsy 85%

Common questions, before you switch

Stop giving 5–15% of every sale to the platform